InsuranceUpdated Q1 2026

Director of Insurance Salary
in Bethesda, MD

Lead insurance operations, underwriting teams, and product development. Median salary in Bethesda: $203K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$203K
per year
Take-home: $131K

Salary range in Bethesda

Entry level (25th)$155,000
Median (50th)$203,000
Senior (75th)$262,000
Top earner (90th)$335,000
Data freshness

Figures represent annual base salary in Bethesda, Maryland. Reviewed by SalaryOptics Editorial · How we calculate this →

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What the numbers say for Bethesda

Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.

31% premium vs national median

Director of Insurances in Bethesda earn approximately 31% higher than the US national median for this role — a $48,000 premium on annual base salary. This reflects Bethesda's position as a higher-cost labor market where employers must match local wage norms.

Cost-of-living adjusted picture

Adjusted for Bethesda's cost-of-living index (165), the median Director of Insurance salary buys the equivalent of $123,030 in a US-average-cost city. That's $31,970 less purchasing power than the national median — the higher nominal salary doesn't fully offset local costs.

Key facts for Bethesda

Median salary
$203K
annual
Take-home pay
$131K
after fed/state tax
COL index
165
100 = US avg
State income tax
5.75%
effective rate
Avg 1BR rent
$2,800
per month
YoY growth
+3.5%
salary trend

Salary forecast: Bethesda Director of Insurance to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $203K by 2030.

Salary trend & forecast — Bethesda

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Director of Insurance salary trend 2019–2030PROJECTED →$170K$185K$200K$215K$230K201920212023202520272029
2026
$208K
projected
2027
$213K
projected
2028
$219K
projected
2029
$224K
projected
2030
$230K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$203,000+$0
2028 projected$203,000+$0
2029 projected$203,000+$0
2030 projected$203,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Director of Insurance Salary in Bethesda, Maryland: Complete Guide (2026)

The median Director of Insurance salary in Bethesda, MD is $203,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Bethesda–MD metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Director of Insurance in Bethesda

Entry-level Director of Insurances in Bethesda with 0–2 years of experience typically earn between $155,000 and $203,000 annually. Mid-career professionals with 3–7 years command $203,000 to $262,000, while senior-level practitioners with 8+ years of experience regularly earn $262,000 to $335,000 or more.

Cost of living in Bethesda for Director of Insurances

Bethesda has a cost of living index of 165 compared to the US national average of 100. Bethesda's cost of living is above the US average, so the salary figures above reflect local market rates. Maryland has a 5.75% state income tax rate.

Education requirements for Director of Insurance

Bachelor's in Finance; 10+ years insurance experience. 45% of these roles offer some remote flexibility.

Director of Insurance salary in nearby cities

CityMedian salaryCOL index
Bethesda (current)$203K165
Baltimore$178K115
Frederick$168K115
Rockville$191K148