BankingUpdated Q1 2026

Loan Officer Salary
in Bethesda, MD

Evaluate and approve loan applications for individuals and businesses. Median salary in Bethesda: $124K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$124K
per year
Take-home: $80K

Salary range in Bethesda

Entry level (25th)$86,000
Median (50th)$124,000
Senior (75th)$178,000
Top earner (90th)$256,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Bethesda, Maryland.

Key facts for Bethesda

Median salary
$124K
annual
Take-home pay
$80K
after fed/state tax
COL index
165
100 = US avg
State income tax
5.75%
annual
Avg 1BR rent
$2,800
per month
YoY growth
+2%
salary trend

Salary forecast: Bethesda Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $124K by 2030.

Salary trend & forecast β€” Bethesda

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Loan Officer salary trend 2019–2030PROJECTED β†’$104K$113K$122K$131K$140K201920212023202520272029
2026
$127K
projected
2027
$130K
projected
2028
$134K
projected
2029
$137K
projected
2030
$140K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$124,000+$0
2028 projected$124,000+$0
2029 projected$124,000+$0
2030 projected$124,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Loan Officer Salary in Bethesda, Maryland: Complete Guide (2026)

The median Loan Officer salary in Bethesda, MD is $124,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Bethesda–MD metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Loan Officer in Bethesda

Entry-level Loan Officers in Bethesda with 0–2 years of experience typically earn between $86,000 and $124,000 annually. Mid-career professionals with 3–7 years command $124,000 to $178,000, while senior-level practitioners with 8+ years of experience regularly earn $178,000 to $256,000 or more.

Cost of living in Bethesda for Loan Officers

Bethesda has a cost of living index of 165 compared to the US national average of 100. Bethesda's cost of living is above the US average, so the salary figures above reflect local market rates. Maryland has a 5.75% state income tax rate.

Education requirements for Loan Officer

Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.

Loan Officer salary in nearby cities

CityMedian salaryCOL index
Bethesda (current)$124K165
Baltimore$86K115
Frederick$86K115
Rockville$111K148