Sell and service insurance policies for individuals and businesses. Median salary in Carrollton: $59K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Carrollton, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Insurance Agents in Carrollton earn approximately 2% higher than the US national median for this role — a $1,000 premium on annual base salary. This reflects Carrollton's position as a higher-cost labor market where employers must match local wage norms.
Texas has no state income tax, which is worth roughly $5,487 per year at this salary level compared to a California Insurance Agent on the same gross pay. A Carrollton Insurance Agent would need to earn $65,050 in California to net the same take-home.
Average 1-bedroom rent in Carrollton ($1,400/mo) consumes approximately 40% of an after-tax median Insurance Agent salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($90K) brings that ratio into a more comfortable range here.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $59K by 2030.
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The median Insurance Agent salary in Carrollton, TX is $59,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Carrollton–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Insurance Agents in Carrollton with 0–2 years of experience typically earn between $39,000 and $59,000 annually. Mid-career professionals with 3–7 years command $59,000 to $90,000, while senior-level practitioners with 8+ years of experience regularly earn $90,000 to $133,000 or more.
Carrollton has a cost of living index of 102 compared to the US national average of 100. Living costs in Carrollton are close to the national average. Crucially, Texas has no state income tax — giving Carrollton-based Insurance Agents an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
High school diploma; state insurance license required. 40% of these roles offer some remote flexibility.