InsuranceUpdated Q1 2026No state income tax

Claims Adjuster Salary
in Odessa, TX

Investigate insurance claims and determine appropriate settlements. Median salary in Odessa: $59K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$59K
per year
Take-home: $42K

Salary range in Odessa

Entry level (25th)$43,000
Median (50th)$59,000
Senior (75th)$78,000
Top earner (90th)$99,000
Data freshness

Figures represent annual base salary in Odessa, Texas. Reviewed by SalaryOptics Editorial Β· How we calculate this β†’

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What the numbers say for Odessa

Analysis derived from the salary, COL, tax, and labor-market figures above β€” specific to this role and city.

5% discount vs national median

Claims Adjusters in Odessa earn approximately 5% lower than the US national median for this role β€” a $3,000 discount on annual base salary. Odessa's lower wage level partially reflects the area's cost-of-living index of 85 (US avg = 100).

Cost-of-living adjusted picture

Adjusted for Odessa's cost-of-living index (85), the median Claims Adjuster salary buys the equivalent of $69,412 in a US-average-cost city. That's $7,412 more purchasing power than the national median β€” a meaningful real-wage advantage.

No state income tax β€” $5K effective edge

Texas has no state income tax, which is worth roughly $5,487 per year at this salary level compared to a California Claims Adjuster on the same gross pay. A Odessa Claims Adjuster would need to earn $65,050 in California to net the same take-home.

Key facts for Odessa

Median salary
$59K
annual
Take-home pay
$42K
after fed/state tax
COL index
85
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,050
per month
YoY growth
+2%
salary trend

Salary forecast: Odessa Claims Adjuster to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $59K by 2030.

Salary trend & forecast β€” Odessa

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Claims Adjuster salary trend 2019–2030PROJECTED β†’$49K$54K$58K$63K$67K201920212023202520272029
2026
$60K
projected
2027
$62K
projected
2028
$64K
projected
2029
$65K
projected
2030
$67K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$59,000+$0
2028 projected$59,000+$0
2029 projected$59,000+$0
2030 projected$59,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Claims Adjuster Salary in Odessa, Texas: Complete Guide (2026)

The median Claims Adjuster salary in Odessa, TX is $59,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Odessa–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Claims Adjuster in Odessa

Entry-level Claims Adjusters in Odessa with 0–2 years of experience typically earn between $43,000 and $59,000 annually. Mid-career professionals with 3–7 years command $59,000 to $78,000, while senior-level practitioners with 8+ years of experience regularly earn $78,000 to $99,000 or more.

Cost of living in Odessa for Claims Adjusters

Odessa has a cost of living index of 85 compared to the US national average of 100. This means your salary goes approximately 15% further in Odessa than the national average. Crucially, Texas has no state income tax β€” giving Odessa-based Claims Adjusters an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Claims Adjuster

Bachelor's or Associate's degree; adjuster license. 45% of these roles offer some remote flexibility.

Claims Adjuster salary in nearby cities

CityMedian salaryCOL index
Odessa (current)$59K85
Houston$66K91
San Antonio$59K87
Dallas$71K96
Austin$68K110
Fort Worth$63K93