FinanceUpdated Q1 2026

Mortgage Loan Officer Salary
in Winston-Salem, NC

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Winston-Salem: $61K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$61K
per year
Take-home: $40K

Salary range in Winston-Salem

Entry level (25th)$41,000
Median (50th)$61,000
Senior (75th)$92,000
Top earner (90th)$138,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Winston-Salem, North Carolina.

Key facts for Winston-Salem

Median salary
$61K
annual
Take-home pay
$40K
after fed/state tax
COL index
85
100 = US avg
State income tax
4.75%
annual
Avg 1BR rent
$1,100
per month
YoY growth
+2.5%
salary trend

Salary forecast: Winston-Salem Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $61K by 2030.

Salary trend & forecast β€” Winston-Salem

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED β†’$51K$56K$60K$65K$69K201920212023202520272029
2026
$63K
projected
2027
$64K
projected
2028
$66K
projected
2029
$67K
projected
2030
$69K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$61,000+$0
2028 projected$61,000+$0
2029 projected$61,000+$0
2030 projected$61,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in Winston-Salem, North Carolina: Complete Guide (2026)

The median Mortgage Loan Officer salary in Winston-Salem, NC is $61,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Winston-Salem–NC metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Winston-Salem

Entry-level Mortgage Loan Officers in Winston-Salem with 0–2 years of experience typically earn between $41,000 and $61,000 annually. Mid-career professionals with 3–7 years command $61,000 to $92,000, while senior-level practitioners with 8+ years of experience regularly earn $92,000 to $138,000 or more.

Cost of living in Winston-Salem for Mortgage Loan Officers

Winston-Salem has a cost of living index of 85 compared to the US national average of 100. This means your salary goes approximately 15% further in Winston-Salem than the national average. North Carolina has a 4.75% state income tax rate.

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Winston-Salem (current)$61K85
Charlotte$79K100
Raleigh$76K102
Greensboro$63K88
Durham$76K100
Fayetteville$59K82